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Penelitian ini bertujuan untuk mengetahui ... tentang membuat perencanaan keuangan, perencanaan investasi, perencanaan hari tua ABSTRAK

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Penelitian ini bertujuan untuk mengetahui ... tentang membuat perencanaan keuangan, perencanaan investasi, perencanaan hari tua ABSTRAK
ABSTRAK
Penelitian ini bertujuan untuk mengetahui pemahaman masyarakat Pasir Impun
tentang membuat perencanaan keuangan, perencanaan investasi, perencanaan hari tua
dan menguji pengaruh pendidikan akhir terhadap minat membuat perencanaan
keuangan. Pengumpulan data dilakukan dengan cara membagikan kuisioner.
Responden dalam penelitian ini adalah Ibu rumah tangga masyarakat Kelurahan Pasir
Impun. Adapun sampel yang digunakan sebanyak 104 orang. Metode analisis yang
digunakan adalah analisis deskriptif menggunakan skor dan regresi linier sederhana
dengan menggunakan SPSS versi 22.00. Hasil penelitian secara deskriptif
menunjukkan bahwa responden sangat paham bagaimana membuat perencanaan
keuangan dan responden paham mengenai perencanaan investasi dan perencanaan
hari tua. Hasil penelitian menunjukkan, bahwa secara perhitungan regresi didapat
nilai R Square, sebesar 0.124. Hasil ini menunjukkan, bahwa pendidikan akhir
berpengaruh terhadap minat membuat perencanaan keuangan sebesar 12,4 %.
Kata kunci: Perencanaan keuangan, perencanaan investasi, perencanaan hari tua,
minat membuat perencanaan keuangan, dan pendidikan akhir.
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Universitas Kristen Maranatha
ABSTRACT
This study aims to determine the public's understanding of Sand Impun about
financial planning, investment planning, retirement planning and test the effect of the
end of education to the interest of making financial planning. Data collection is done
by distributing questionnaires. Respondents in this study were Housewives Impun
Sand Village community. The sample used as many as 104 people. The analytical
method used is descriptive analysis using scores and simple linear regression using
SPSS version 22. Descriptive research results showed that the respondents really
understand how to make financial planning and the respondents understand the
investment and retirement planning. The results showed that in the calculation of the
regression obtained values of R Square, by 0124. These results indicate that the end
of education affect the interests of the financial planning of 12.4%.
Keywords: financial planning, investment planning, retirement plans, interest in
financial planning, and last education.
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Universitas Kristen Maranatha
DAFTAR ISI
Halaman
HALAMAN SAMPUL ..............................................................................................i
HALAMAN SAMPUL BAHASA INGGRIS ...........................................................ii
LEMBAR PENGESAHAN .......................................................................................iii
PERNYATAAN KEASLIAN TUGAS AKHIR ........................................................iv
PERNYATAAN PUBLIKASI LAPORAN PENELITIAN.......................................v
KATA PENGANTAR ..............................................................................................vi
ABSTRAK .................................................................................................................ix
ABSTRACT ...............................................................................................................x
DAFTAR ISI ..............................................................................................................xi
DAFTAR GAMBAR ................................................................................................xv
DAFTAR TABEL ......................................................................................................xvi
DAFTAR RUMUS ....................................................................................................xvii
DAFTAR LAMPIRAN ..............................................................................................xviii
BAB I PENDAHULUAN ..........................................................................................1
1.1 Latar Belakang Penelitian ....................................................................................1
1.2 Rumusan Masalah ................................................................................................6
1.3 Tujuan Penelitian .................................................................................................6
1.4 Manfaat Penelitian ...............................................................................................7
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BAB II KAJIAN PUSTAKA, RERANGKA PEMIKIRAN DAN
PENGEMBANGAN HIPOTESIS .............................................................................9
2.1 Kajian Pustaka .....................................................................................................9
2.1.1 Pengertian Perencanaan Keuangan Keluarga ..........................................9
2.1.2 Manfaat dan Tujuan Pendidikan Perencanaan Keuangan .......................11
2.1.3 Pengertian Investasi.................................................................................12
2.1.4 Pengertian Perencanaan Hari Tua ...........................................................14
2.1.5 Minta Perencanaan Keuangan Keluarga .................................................14
2.2 Penelitian Terdahulu ............................................................................................16
2.3 Rerangka Pemikiran .............................................................................................23
2.4 Pengembangan Hipotesis .....................................................................................27
BAB III METODE PENELITIAN.............................................................................28
3.1 Jenis Penelitian .....................................................................................................28
3.2 Populasi dan Sampel Penelitian ...........................................................................28
3.3 Definisi Operasional Variabel ..............................................................................30
3.4 Teknik Pengumpulan data ....................................................................................34
3.5 Teknik Analisis Data ............................................................................................34
3.5.1 Uji Validitas .............................................................................................34
3.5.2 Uji Reliabilitas .........................................................................................35
3.5.3 Regresi Sederhana ...................................................................................35
3.5.4 Pengujian Asumsi Klasik.........................................................................36
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3.5.5 Pengujian Hipotesis .................................................................................37
3.5.6 Koefisien Determinasi .............................................................................38
BAB IV HASIL PENELITIAN DAN PEMBAHASAN ...........................................40
4.1 Hasil Penelitian ....................................................................................................40
4.1.1 Gambaran Umum Kelurahan Pasir Impun ..............................................40
4.1.2 Hasil Penelitian Berdasarkan Variabel Demografis Responden .............40
4.1.3 Uji Validitas dan Reliabilitas ...................................................................43
4.1.4 Pemahaman Masyarakat Kelurahan Pasir Impun Tentang Membuat
Perencanaan Keuangan ...........................................................................46
4.1.5 Pemahaman Masyarakat Kelurahan Pasir Impun Tentang Perencanaan
Investasi ...................................................................................................47
4.1.6 Pemahaman Masyarakat Kelurahan Pasir Impun Tentang
Perencanaan Hari Tua .............................................................................49
4.1.7 Pengujian Hipotesis Statistik ...................................................................51
4.1.8 Pengujian Berdasarkan Korelasi Independen Variable dengan
Dependen Variabel ..................................................................................56
4.1.9 Hasil Uji Regresi Sederhana ....................................................................57
4.2 Pembahasan ..........................................................................................................59
BAB V KESIMPULAN DAN SARAN .....................................................................62
5.1 Kesimpulan ..........................................................................................................62
5.2 Keterbatasan Penelitian ........................................................................................63
5.3 Saran - Saran ........................................................................................................63
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DAFTAR PUSTAKA ................................................................................................65
LAMPIRAN ...............................................................................................................69
DAFTAR RIWAYAT HIDUP ...................................................................................81
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Universitas Kristen Maranatha
DAFTAR GAMBAR
Halaman
Gambar 2.1 Rerangka Pemikiran ..................................................................... 26
Gambar 2.3 Model Penelitian .......................................................................... 27
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DAFTAR TABEL
Halaman
Tabel 2.1 Penelitian Terdahulu ........................................................................ 16
Tabel 3.1 Definisi Operasional Variabel .......................................................... 30
Tabel 4.1 Responden Berdasarkan Usia........................................................... 40
Tabel 4.2 Responden Berdasarkan Pekerjaan .................................................. 41
Tabel 4.3 Responden Berdasarkan Pendidikan Akhir...................................... 42
Tabel 4.4 Hasil Uji Validitas............................................................................ 43
Tabel 4.5 Hasil Uji Reliabilitas ........................................................................ 45
Tabel 4.6 Hasil Pemahaman Membuat Perencanaan Keuangan ...................... 46
Tabel 4.7 Rata-rata Jawaban Pemahaman Membuat Perencanaan Keuangan . 46
Tabel 4.8 Hasil Pemahaman Perencanaan Investasi ........................................ 48
Tabel 4.9 Rata-rata Jawaban Pemahaman Investasi ........................................ 48
Tabel 4.10 Hasil Pemahaman Perencanaan Hari Tua ...................................... 49
Tabel 4.11 Rata-rata Jawaban Pemahaman Hari Tua ...................................... 50
Tabel 4.12 Hasil Uji Normalitas Kolmogorov-Smirnov................................... 51
Tabel 4.13 Hasil Uji Normalitas ...................................................................... 52
Tabel 4.14 Hasil Uji Multikolinearitas............................................................. 54
Tabel 4.15 Hasil Uji Heteroskedadistitas ......................................................... 55
Tabel 4.16 Hasil Pearson Correlation .............................................................. 56
Tabel 4.17 Hasil ANOVA ................................................................................ 58
Tabel 4.18 Model Summary............................................................................. 58
Tabel 4.19 Coefficients .................................................................................... 59
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DAFTAR RUMUS
Halaman
Rumus 3.1 Penentuan Jumlah Sampel ............................................................. 29
Rumus 3.2 Regresi Sederhana.......................................................................... 36
Rumus 3.3 Koefisien Determinasi ................................................................... 39
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DAFTAR LAMPIRAN
Halaman
LAMPIRAN A Kuisioner ................................................................................ 69
LAMPIRAN B Hasil Kuisioner ....................................................................... 73
LAMPIRAN C Bukti Telah Melakukan Penelitian ......................................... 80
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